Dave Ramsey Quotes
Success is not a destination, it’s a journey.
Debt is dumb. Cash is king.
The number one cause of financial problems is not lack of money, it’s lack of discipline.
You must gain control over your money or the lack of it will forever control you.
The only way to financial peace is to walk daily in the disciplines of sound financial management.
You must tell your money what to do, or it will leave.
Financial peace isn’t the acquisition of stuff. It’s learning to live on less than you make, so you can give money back and have money to invest. You can’t win until you do this.
A budget is telling your money where to go instead of wondering where it went.
Winning at money is 80 percent behavior and 20 percent head knowledge.
If you will live like no one else, later you can live like no one else.
The enemy of ‘the best’ is not ‘the worst’. The enemy of ‘the best’ is ‘just fine’.
You must act your wage.
We buy things we don’t need with money we don’t have to impress people we don’t like.
The secret to success is doing the opposite of what everyone else is doing.
If you want to be successful with money, you have to change your behavior.
You can either impress people or you can impress your banker. You can’t do both.
Money becomes a tool for solving problems and a measure of your success once you know your life’s purpose.
Success is based not on what you know, but on what action you take.
Wealth is not built on income, it’s built on behavior.
The average millionaire can’t tell you who got thrown off the island. They are too busy building their own.
The borrower is slave to the lender.
Investing should be more like watching paint dry or watching grass grow. If you want excitement, take $800 and go to Las Vegas.
Your income is your most important wealth-building tool.
The paid-off home mortgage has taken the place of the BMW as the status symbol of choice.
Money is not the goal. Money has no value. The value comes from the dreams money helps you achieve.
In times of great disaster, you learn who you really are.
Your habits are the reason you are rich or poor.
You can’t get out of debt while keeping the same lifestyle that got you there.
When it gets down to having to use violence, then you are playing the system’s game.
Don’t let your dreams die in the daylight.
Learn to say ‘no’ to the good so you can say ‘yes’ to the best.
The person who doesn’t know where his next dollar is coming from usually doesn’t know where his last dollar went.
The truth is just as loud even when no one is listening.
Don’t let fear keep you in debt.
Don’t borrow more money for your education than you can reasonably pay back.
Build your wealth. Otherwise, someone else will hire you to build theirs.
The best visions are cast by those whose imaginations defy gravity.
You must start your journey to financial peace by forgiving yourself.
When you get control of your money, Lord willing, you’ll get control of your life.
Do not save what is left after spending; instead, spend what is left after saving.
Act your wage, not your age.
Creativity will make or break your business.
Remember, the tithe is God’s money.
The only way to financial peace and abundance in your life is to start appreciating what you have right now.
You never know what God has in store and you will never find out until you take a step of faith.
If you live like no one else, you really will be able to live like no one else.
Successful people do what unsuccessful people are not willing to do.
If you work takes all of your time, what are you working for?
Don’t be afraid to make mistakes, but be sure to learn from them.
The more money you make, the more money you give.